At Driver Credit make sure that your information is always safe and secure. This policy applies only to Driver Credit and Driver Credit.com. It does not apply to websites that are owned by third parties, including websites that link to Driver Credit.com or that are linked from this website. This includes websites of lenders and others that have business relationships with Driver Credit.com to provide loans and other consumer credit products and services to consumers. Driver Credit.com is not responsible for the privacy practices of those third party websites, which may differ in significant ways.
Commitment To Privacy
In addition, employee access to information about individual customers is limited to those authorized employees with a legitimate business reason to access the information, and still only on a "need-to-know" basis.
Among its operations, Driver Credit.com functions as a consumer credit intermediary, linking consumers with various consumer credit products and services. If you are applying for any of those products or services, Driver Credit may collect the personal information you provide. In these circumstances, however, Driver Credit's principal role is to facilitate a relationship in which you provide your information directly to a third party, for instance, to apply for an extension of credit or to purchase a credit report or other credit-related products or services. Driver Credit collects information as a consumer credit intermediary, which helps to:
* Transmit the information to a third-party lender or service provider (subscribers) who process or provide applications for the product or service you request.
* Communicate with you about your applications for products or services.
* Confirm the acceptance and status of your request by e-mail.
* Respond to your inquiries about the status and/or destination of your applications.
* Identify the referring website if you link from another website.
* Delete fictitious data from the system, based on a customer identifier such as a home telephone number or e-mail address.
* Handle accounting issues between Driver Credit, subscribers and affiliates, using a customer identifier such as a home telephone number or e-mail address, if the subscriber rejects your application.
* Conduct market and demographic analyses on aggregated customer data, which does not identify individual customers.
* Perform system and security monitoring, such as monitoring the IP addresses of incoming traffic to prevent abuse.
Use of automated telephone dialing systems, text messages and or prerecorded messages a. Driver Credit.com helps consumers get financing through a network of participating auto dealers and/or direct lending partners that specialize in helping people who may have experienced credit problems. The information we collect from you enables us to match you with local dealers and finance companies that may be well suited in providing the credit you are interested in. We do not know who your matches will be until we review your information. By giving us and our lending partners consent to contact you using automated telephone dialing systems, text messages and or prerecorded messages, we can provide you with faster and more efficient updates regarding the status of your application.
What Information Is Kept and For How Long
Driver Credit keeps aggregate anonymous click stream data indefinitely. This information does not include identifying information about any individual customer. This data includes information about the number of customers visiting this website during a particular time period, the categories of products and services visited, the pages accessed by the customer, and the place from which each customer accessed the website. This information helps refine offerings of products and services and the presentations of those offerings on the site.
Driver Credit keeps individual page view information in log files for 90 days to better respond to the interests of each customer and for system and security monitoring. Although, aggregated page view data is kept indefinitely.
Driver Credit indefinitely keeps information about you that is not personally identifiable financial information, such as your name, e-mail address, the products or services you order through the website, to communicate with you and for internal analysis of the demographics of Driver Credit customers.
Finally, Driver Credit keeps personally identifiable financial information about you that you furnish during your visit to the website, information such as your Social Security account number, a bank account number, a credit card number, your mother's maiden name, and/or your drivers license number, to facilitate the completion of your transaction.
Driver Credit.com uses Secure Sockets Layer technology supporting up to 256-bit encryption to prevent unauthorized parties from viewing or tampering with any personal information transmitted to or from Driver Credit.com during your session. Secure Sockets Layer server authentication allows your browser to confirm a server's identity. Using standard techniques of public-key cryptography, the authentication system verifies that the server's certificate and public ID are valid and have been issued by a certificate authority listed in the browser's list of trusted certificate authorities. Driver Credit is registered with, and obtained digital certificates for www.DriverCredit.com and its sub domains and affiliated domains.
When you provide Driver Credit with personal information, you do so over Secure Sockets Layer technology using a secure encrypted link between the computer you are using and the server. When your personal information is transmitted to the provider of the product or service you are ordering, it is done with Secure Sockets Layer technology. Driver Credit safeguards information about you according to established physical and electronic security procedures designed to prevent unauthorized access and continually assess new information protection technology.
Disclosure of Your Information
Driver Credit.com may legally disclose your personally identifiable information to unaffiliated third parties when the law requires it. For example, in response to a search warrant issued in connection with a fraud investigation, in response to a subpoena, or in response to a request by an authorized government regulator. If possible, Driver Credit will attempt to comply with any legal request for cooperation by eliminating all personally identifiable information before releasing records. If that is not possible, before personally identifiable information is provided to a third party as required by law, Driver Credit will seek the issuance of a protective order by a court of competent jurisdiction compelling the third party to maintain the confidentiality of that information.
Contact Info/Your Choices
If you have questions regarding this Notice, please contact us at:
|EMAIL:||privacy [at] drivercredit.com|
Note: Only inquiries involving this Privacy or Driver Credit’s collection, use, and/or management of your personal information should be sent to this email. No other communication will be accepted or addressed.
If you've registered on any part of the Service, please use the mechanism or contact information on the Service that allows you to change or update your member preferences or information, if available, to keep all such data accurate and up to date. If no such mechanism or contact information is available on the Service, contact us as described above with your changes.
To opt-out of receiving promotional email messages from us, please click on the "Unsubscribe" link contained at the bottom of each email or by contacting us using the information above.
Driver Credit will never knowingly solicit personal information from children or send them requests for non-public personal information.
A cookie is a piece of data stored on your computer that is tied to information about you. Driver Credit may use both session ID cookies and persistent cookies. With a session ID cookie, once you close your browser, the cookie simply terminates. A persistent cookie is a small text file stored on the hard drive of your computer for an extended period of time
You may utilize Driver Credit.com, even though you have set your computer's browser to reject cookies. By rejecting cookies, you will be limited in some areas of the website. For example, you may be unable to order, apply for, or request products or services from subscribers via the website.
Protect and Verify Your Information
Driver Credit urges you to always take every precaution to protect your personal data, online and offline.
Important Note Regarding non-U.S. Users and U.S. Law
The laws and regulations of different countries impose different (and even conflicting) requirements on the use of the Internet and data protection. Driver Credit.com is located in the United States of America, as are the servers that make this website available worldwide. The laws of the State of Idaho and, to the extent applicable, the United States of America, govern all matters relating to this website. If you are located outside the United States of America, please note that any information you provide will be transferred to the servers in the United States of America and, by submitting your information, you authorize this transfer.
Your California Privacy Rights
This section applies to certain California residents and supplements (but does not replace) the Notice above. This section does not apply to the following information:
- Information about individuals who are not California residents.
- Information we collect in connection with providing individual consumers with a financial product or service.
- Information about our own employees, contractors, agents, and job applicants. Such information is subject to a separate privacy notice that we will make available to individuals.
- Information we collect from individuals with whom we engage in solely business-to-business communications and transactions, including due diligence transactions, such as information about the employees of our business clients.
Pursuant to the California Consumer Privacy Act of 2018, below is a summary of the personal information we collect from consumers, the parties with whom we may have shared personal information for business purposes in the previous 12 months, and the parties to whom we may have sold personal information in the previous 12 months. We do not knowingly sell the personal information of minors under 16 years of age.
Categories of Personal Information We CollectIdentifiers, such as real name, alias, postal address, unique personal identifier, online identifier, IP address, email address, and/or social security number.
Categories of Third Parties With Whom We Disclose Personal Information for a Business Purpose
- Service providers, such as identity verification services, financial services, technical support, research and analytics providers, etc.
- Third party social network services
- Our parents, subsidiaries, and affiliates
- Marketing and advertising partners or providers
- Public or law enforcement officials, as well as private parties involved in other legal process
- Consumer credit reporting companies
- Companies or other users to whom your data is shared at your direction
- Supplemental product providers, such as those who offer vehicle accessories, insurance, etc.
- Entities involved in a corporate transaction
Categories of Third Parties With Whom We Sell Personal Information
- Supplemental product providers, such as those who offer vehicle accessories, insurance, etc.
- Companies that create or receive sales leads
California residents may exercise the following rights, subject to legal limitations and applicable exceptions, via our Privacy Submission Form at Do Not Sell My Information.