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1. What is Driver Credit?

Driver Credit is dedicated to simplifying the process of acquiring an auto loan if you have credit issues. We match you with a lender in your area that is eager to speak with you about your application.

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2. Why should I choose Driver Credit?

Driver Credit assures all approved applicants are contacted by a lender in their area within 24 - 72 hours.

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3. What are the requirements for a Driver Credit?

• Make at least $1800.00 gross monthly income
  
• Have at least 6 months of Employment
  
  Apply Today for your Auto Loan

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4. Is there a minimum credit score required for loan approval?

There is no minimum credit score to submit an application with Driver Credit. Submitted applications are matched with lenders in your area based on the lender’s subjective ranges for acceptable credit scores. Driver Credit works with many lenders who specialize in loans available to those with bankruptcies or bad credit.

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5. How do I know what interest rate I can expect?

Driver Credit does not supply interest rates. Complete an online application to receive a quote from a lender.

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6. How long does it take to get an auto loan?

Once you have submitted an application, Driver Credit instantly matches you with a lender in your area that will contact you within 24 - 72 hours to discuss the specifics of your application. You will receive email notifications throughout the process so you know where your application is.

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7. What should I expect while getting an auto loan?

Once you are matched with a lender, they will call you to set up a meeting regarding your loan. Your preparation for this meeting is essential in accelerating the loan approval process. We recommend having the following prepared prior to your appointment:

Financial Items:

• Credit Check – Get a credit report on yourself
• Car Insurance - Get a free rate quote
• Reference Checks – Prepare a list of your references with the name, phone number, and address of each person
• Co Applicant Requests – Have the contact information available for a co-applicant, should one be required.
  
  Other items to prepare:

• Trade Ins – If you are planning to trade in your vehicle, make sure that it is clean and in good running condition.
• Realistic Monthly Payments– Make sure that you are deciding on a financial payment plan that is manageable for your income. Use our Auto Loan Calculator to find a payment that you can afford.
  

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